Traditional Annuities

Policy Term
Company/
Product
Rates
Withdrawals
Sizzle/
Caveats
Max Age
5
7,7,7,6,5
American National
  • 2.35% for $100,000+
    1.35% guaranteed 2nd year
  • 2.25% for <$100,000
    1.25% guaranteed 2nd year
Return of principal
10% beginning 1st year
ROP guarantee & no MVA
Confinement
Terminal illness
85
7
7,7,7,6,5,4,2
American National
  • 3.60% for $100,000
    1.60% guaranteed 2nd year
  • 3.50% for <$100,000
    1.50% guaranteed 2nd year
Return of principal
10% beginning 1st year
ROP Guarantee & no MVA
Confinement & terminal illness
Flex – can add money at any time
85

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